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Ask most travelers whether they have travel insurance and they'll say yes

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Ask most travelers about travel insurance and you'll hear some version of the same story: "I had it once, never needed it, stopped buying it." Or: "My credit card covers me

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Filing a travel insurance claim from abroad is one of those experiences that teaches you, very quickly, whether you bought the right policy

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Remote workers occupy an awkward middle ground in the insurance market. You're not a tourist — you can't rely on short-term travel policies with 30-day trip limits. You're not an expat with a work visa and an employer-sponsored plan