Selling, borrowing against, or consigning your Rolex each solves a different...

https://wiki-spirit.win/index.php/What_Questions_Should_I_Ask_Before_I_Hand_Over_My_Rolex_for_a_Loan%3F

Selling, borrowing against, or consigning your Rolex each solves a different problem. Selling gets you cash outright; a loan lets you keep ownership, while consignment may take longer but can reach more buyers