To shop off-exchange, compare small-group plans through a broker or directly...
https://jaredsmasterinsights.nexorafield.com/posts/what-is-the-fastest-way-to-narrow-down-health-plan-choices
To shop off-exchange, compare small-group plans through a broker or directly with carriers; an HRA may suit a very small team. Before comparing premiums, check whether employees’ doctors and hospitals are in-network.